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Planning Ahead – The Role of Spouse & CaregiverUnderstanding the Scope of Care-Giving – How and Where to Find Help
A good healthcare plan includes adequate insurance coverage. Plan ahead for caregiver services; long-term recovery at home may require the need for outside assistance.
Caring for a spouse who suddenly becomes ill or injured can be a stressful experience. Most people – especially younger couples – don't plan ahead in the event they might need in-home care during a long-term medical crisis. Health plans should be discussed in detail, including how and when the couple will hire a caregiver in the likelihood one partner may suffer long-term illness or a permanent disabling condition. Care-giving is usually associated with growing old. Seniors may discuss the need for caregivers prior to retirement living, making their own plans ahead of time so family members won't have to bear the burden of choosing long-term care. But couples of any age can play it smart by being prepared for an extensive medical situation. Basic Jobs Performed by a CaregiverA spouse may one day be diagnosed with a chronic illness or suffer an injury that takes months of recovery. Here is a basic list of caregiver duties an inexperienced primary caregiver may face when a spouse becomes ill or injured:
Many of the tasks mentioned above have to be performed daily – and some during the night. A spouse who takes on the additional role of caregiver must consider not only the extra work involved, but also the needs of the rest of the family if there are children at home. Add employment obligations and personal needs, and the workload for the well spouse suddenly becomes overwhelming. It makes sense to plan ahead and make care-giving decisions while both partners can think rationally and clearly. Know in Advance How and Where to Get Caregiver HelpShown below are some possible sources for temporary or live-in caregiver help. Health insurance may cover some the home caregiver cost (check the policy), but the number of hours allowed per week most certainly will be limited. Other sources for caregiver help:
The best solution is simply to plan ahead. Partners can discuss options and preferences for care-giving before the need arises. No one wants to think an accident or illness will happen to him, but it pays to be prepared. Having a caregiver plan in place not only offers peace of mind, but it also ensures an informed decision can be made during a time of crisis.
The copyright of the article Planning Ahead – The Role of Spouse & Caregiver in Caregiver Resources is owned by Mary King. Permission to republish Planning Ahead – The Role of Spouse & Caregiver in print or online must be granted by the author in writing.
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