People with disabilities & elderly persons often rely on paid help for everyday basic care. It is wise to have a backup caregiver plan for emergencies and holidays.
Paying for adult day care can strain a family budget. Scholarship programs may help cover the cost when a primary caregiver needs respite or works outside the home.
A good healthcare plan includes adequate insurance coverage. Plan ahead for caregiver services; long-term recovery at home may require the need for outside assistance.